Aging Individuals (Those turning 65) can apply by contacting the Social Security Administration 4 months before the month they turn 65.\u00a0\u00a0 Medicare is effective the first day of the month you turn 65 unless your birthday is on the first of the month.\u00a0\u00a0 In that case, your Medicare starts the month before you turn 65.\u00a0\u00a0 For example, if your 65^{th<\/sup> birthday is June 24, your Medicare starts June 1.\u00a0 If you turn 65 on September 1st<\/sup>, your Medicare is effective August 1 (the month before).\u00a0 You can apply for Medicare via the Social Security Administration<\/a>\u00a0website.<\/p>}

Getting Medicare because of a disability is more complicated.\u00a0 In general, people get Medicare automatically after being on Social Security disability income for two years (24 months).\u00a0 Go to Medicare.gov for more information: medicare.gov<\/a><\/p>

People with End-Stage Renal Disease (ESRD) can get Medicare before age 65.\u00a0 For more information on End-Stage Renal Disease go to cms.gov<\/a>:\u00a0<\/p>

For complete Eligibility & Enrollment information go to cms.gov<\/a>:\u00a0<\/p>

OTHER QUESTIONS YOU MIGHT HAVE<\/strong><\/p>

You have employer coverage and don\u2019t know what to do? See Q&A<\/a> #1<\/strong><\/p>

Should you get Medicare Part A & Part B?\u00a0 See Q&A<\/a> #2<\/strong><\/p>

Are you turning 65 soon but don\u2019t want Medicare because you want to continue working? See Q&A<\/a> #3<\/strong><\/p>

Want to maximize your Social Security and don\u2019t want to apply for Social Security retirement yet?\u00a0 See Q&A<\/a> #4<\/strong><\/p>

What happen if I missed my initial Medicare enrollment when I turned 65?\u00a0 See Q&A<\/a> #5<\/strong><\/p>

You can also visit my Retirin<\/u>g<\/span><\/a> page for more information<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t