Your personal assistance with all your Medicare Options at no cost to you!
During the Annual Enrollment Period (AEP) every Medicare member is allowed multiple plan changes but ONLY the last enrollment before December 7 will takes effect on January 1 of the following year.
The competition between Medicare companies to give you more benefits, lower monthly premiums and lower copays gets fiercer every year. New companies are arriving in Colorado with competitive benefits.
For 2025 changes in the Medicare prescription drug program forced many companies to drop or reduce some benefits like Over-the-counter, transportation, dental, prescription glasses and more. Please, contact me (Frank at 303-260-9957) to review your plan before December 7.
Find affordable Plans with extra benefits like...
Vision
Dental
Hearing Aid
Transportation
Gym Membership
Over-the-counter items
Telehealth
Acupuncture
$0 cost generic drugs
Help with Dressing, toileting, walking, eating, preparing meals
Help with grocery, shopping, technology, light housekeeping.
Click “SEARCH PLANS” above for a great way to SHOP and COMPARE Medicare plans in Colorado.
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 100 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
What's new for 2025
Call me at 303-260-9957 to find out what plan can give you the most benefits for 2025 in the county you reside. Depending on the area you live, one or more plans can give you one or more of the following benefits at no cost to you:
THE GOOD
- Prescription Drug Coverage: For 2025 the total out-of-pocket cost has been reduced to $2,000. Once you reach this amount, you will enter the Catastrophic Stage where you will pay $0 for all covered drugs. The Gap Stage (“Donut Hole”) is gone for 2025!
- Food Card: There are a few Medicare plans that will provide a food card for people with a chronic health condition.
- Extra Benefits: There are many plans that provide the following extra benefits:
- Giveback: Receive money back on your Social Security benefits in exchange for reduce benefits.
- Dental, Vision and Hearing Aids: These benefits are included with most plans and varies widely between companies.
THE BAD
- Transportation: Some companies will eliminate this benefit for 2025. Contact me!
- Dental: Plans that are covering dental implants for 2024 will not cover them for 2025.
- Flex Card: Some plans will no longer have Flex allowance. Contact me!
- Over-the-Counter (OTC): This benefit has been removed for 2025 with some plans but there might be other plan options in your area with OTC allowance. Contact me!
FOR PEOPLE WITH BOTH: MEDICARE AND MEDICAID
There are additional benefits available for people that are enrolled in Medicare and receive Medicaid from the state (You can apply for Medicaid at the department of Humana Service of the county you reside).
Full Medicaid Benefits: If you receive full Medicaid benefits in addition to your Medicare, you can get additional benefits. Benefits include but are not limited to the following:
- Dental: More dental allowance than regular Medicare members
- Vision: More dollars for frame and glasses
- Hearing Aids: Zero copay for Hearing Aids
- Food Card: You can get an allowance to buy healthy food at participating grocery stores. Some plans allow payment of utilities, rent, mortgage, personal items with the card!
- Over-the-Counter (OTC): Some plans offer additional funds for over-the-counter items.
- Transportation: Some plans will pay for transportation to medical appointments.
CONTAC ME (FRANK) FOR MORE INFORMATION AT (303) 260-9957
NOTE: Benefits are different in different counties in Colorado. Please, contact me and we can verify what is offer in the county you reside. Thanks, Frank
Call (303) 260-9957 for more information.
“Working for you and your best interest!”
– Your Medicare Assist –
MEDICARE SCAM AND FRAUD
CALLS
Be aware of
many calling SCAMS and FRAUD targeting Medicare members. You should know that neither “Your
Medicare Assist” (us), “Medicare” or “Social Security” make
unsolicited calls regarding Medicare benefits or for any other reason. You should NEVER provide your
Medicare number or any other personal information to anyone you don’t
know. Avoid answering phone calls from
numbers you don’t recognize or hang up immediately if they ask you about your
Medicare.
If you
receive an unsolicited call, make note of the telephone number and report it
immediately. You can find out where to
report this bad actors calls by doing a Google search: “Where do you report scam phone calls?” If your number is listed in the “Do Not Call
List,” you can also report the unwanted calls to the National Do Not Call
Registry website from the government.
Medicare
Original Medicare is a health insurance program from the Federal government. It doesn’t cover all your medical cost or your prescription drugs. Learn what Original Medicare covers and how Your Medicare Assist can help you find all the coverage you need in some cases at no extra cost to you.
Sample of Original Medicare ID card
Retiring
You plan to retire in the near future. So, you need to know how to get your health insurance after you lose your insurance under employer’s health coverage.
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Enroll
You have completed your research and you know what plan is best for you. You are ready to enroll with me because you know I can give you support and assist you if questions and problems arise in the future. I appreciate the trust you have in me!
Note: At this time, I am only licensed in Colorado. I am considering obtaining licenses for other states and I am accepting requests. If you reside outside Colorado, click here to send me a request.
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Hospital Indemnity
With some Medicare Health Plans you will still have hospitals copays. These copays can place you in difficult financial situation. Learn how a Hospital Indemnity plan can assist you and protect you.
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Client
My clients are very important to me. Find out what is going on about your company and/or your plan. You can enter your personal comments, ask questions to me or other clients and answer other client’s questions about your plan.
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About me
Your health and your financial well-being are among the most important things in life. Finding the right agent should be your first priority. Learn who I am and why I am the agent you can trust with one of the most important things in your life…your health!
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Contact me
Contact me if you need information or have questions about Medicare. If you are my existing client, never hesitate to contact me first for questions or problems with your coverage.
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