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During the Annual Enrollment Period (AEP) every Medicare member is allowed multiple plan changes but ONLY the last enrollment before December 7 will takes effect on January 1 of the following year.
For 2026 many insurance companies are eliminating plans and lowering benefits. Changes in the Medicare program forced many companies to drop or reduce some benefits like Over-the-counter, transportation, dental, prescription glasses and more.
SCROLL DOWN TO SEE WHAT IS NEW FOR 2026
During the Open Enrollment Period (OEP) only Medicare members with an active Medicare Advantage plan are allowed to switch one time to another Medicare Advantage Plan with or without drug coverage.
The competition between Medicare companies to give you more benefits, lower monthly premiums and lower copays gets fiercer every year. New companies are arriving in Colorado with competitive benefits.
For 2025 changes in the Medicare prescription drug program forced many companies to drop or reduce some benefits like Over-the-counter, transportation, dental, prescription glasses and more. Please, contact me (Frank at 303-260-9957) to review your plan before December 7.
Find affordable Plans with extra benefits like...
Vision
Dental
Hearing Aid
Transportation
Gym Membership
Over-the-counter items
Telehealth
Acupuncture
$0 cost generic drugs
Help with Dressing, toileting, walking, eating, preparing meals
Help with grocery, shopping, technology, light housekeeping.
Click “SEARCH PLANS” above for a great way to SHOP and COMPARE Medicare plans in Colorado.
We do not offer every plan available in your area. Currently we represent 10 organizations which offer 100 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
What's new for 2026
PLAN EXIT
The following plans are part of a service area reduction or plan exit. If you are currently enrolled in one of these plans, your plan will end on December 31, 2025. You must take action and enroll in a new plan!
Aetna – Premier 1 HMO H3931-153 is exiting Adams, Arapahoe, Boulder and Broomfield counties only
Cigna – All Cigna plans are exiting all counties
Clear Spring – Essential PPO H8014-001 is exiting all counties
Devoted Giveback HMO H7147-005 is exiting all counties
Humana Gold Choice PFFS H8145-164 is exiting all counties
UnitedHealthcare Reduce Service Area plans are exiting all counties:
CO-003P HMO-POS H2582-004-000
CO-004P HMOPOS H2582-005-000
CO-S003 HMO DSNP H2582-002-000
CO-0006 PPO H2001-088-001
CO-0006 PPO H2001-088-002
CO-0015 PPO H2406-106-000
CO-MA04 PPO H2406-108-000
CO-0018 PPO H2406-111-000
CO-0014 PPO H2406-105-000
CO-MA03 PPO H2406-107-000
CO-0007 PPO H2001-089-000
CO-12 PPO H2406-103-000
Please note this list is not exhaustive and there might be other plans exiting. Please check your Annual Notice of Change.
HEALTHY FOOD
Medicare only allows people with specific health conditions to take advantage of the healthy food benefit for 2026. If your plan offers a healthy food benefits for 2026, make sure you contact your plan’s customer service to verify that you qualify for the healthy food benefit. If your plan can’t verify your qualified health condition, you will only be able to use the allowance for Over-the-counter items and not for food.
Call (303) 260-9957 for more information.
“Working for you and your best interest!”
– Your Medicare Assist –
MEDICARE SCAM AND FRAUD
CALLS
Be aware of
many calling SCAMS and FRAUD targeting Medicare members. You should know that neither “Your
Medicare Assist” (us), “Medicare” or “Social Security” make
unsolicited calls regarding Medicare benefits or for any other reason. You should NEVER provide your
Medicare number or any other personal information to anyone you don’t
know. Avoid answering phone calls from
numbers you don’t recognize or hang up immediately if they ask you about your
Medicare.
If you
receive an unsolicited call, make note of the telephone number and report it
immediately. You can find out where to
report this bad actors calls by doing a Google search: “Where do you report scam phone calls?” If your number is listed in the “Do Not Call
List,” you can also report the unwanted calls to the National Do Not Call
Registry website from the government.
Medicare
Original Medicare is a health insurance program from the Federal government. It doesn’t cover all your medical cost or your prescription drugs. Learn what Original Medicare covers and how Your Medicare Assist can help you find all the coverage you need in some cases at no extra cost to you.
Sample of Original Medicare ID card
Retiring
You plan to retire in the near future. So, you need to know how to get your health insurance after you lose your insurance under employer’s health coverage.
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Enroll
You have completed your research and you know what plan is best for you. You are ready to enroll with me because you know I can give you support and assist you if questions and problems arise in the future. I appreciate the trust you have in me!
Note: At this time, I am only licensed in Colorado. I am considering obtaining licenses for other states and I am accepting requests. If you reside outside Colorado, click here to send me a request.
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Hospital Indemnity
With some Medicare Health Plans you will still have hospitals copays. These copays can place you in difficult financial situation. Learn how a Hospital Indemnity plan can assist you and protect you.
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Client
My clients are very important to me. Find out what is going on about your company and/or your plan. You can enter your personal comments, ask questions to me or other clients and answer other client’s questions about your plan.
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About me
Your health and your financial well-being are among the most important things in life. Finding the right agent should be your first priority. Learn who I am and why I am the agent you can trust with one of the most important things in your life…your health!
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Contact me
Contact me if you need information or have questions about Medicare. If you are my existing client, never hesitate to contact me first for questions or problems with your coverage.
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